These Terms explain the rules for using Fanbles, whether you post, watch, chat, buy, or earn, including how purchases, the platform fee, and cash-outs work. We’ve tried to keep them clear. Please read them in full.
1. About these terms
These Terms of Service (the “Terms”) are an agreement between you and Fanbles (“Fanbles”, “we”, “us”, or “our”). They apply whenever you visit fanbles.com or use any Fanbles website, feature, or service (together, the “Service”).
By creating an account or using the Service, you confirm that you have read and accept these Terms, our Privacy Policy, and our Community Guidelines. If you do not agree, do not use the Service.
Fanbles is in beta. Features described in these Terms apply once they are available to you. We will not describe a feature as available until it is.
2. Who can use Fanbles
Fanbles is for people 18 and older. To use the Service, you must:
be at least 18 years old and the age of majority where you live;
be legally able to enter into this agreement;
not have been previously banned from Fanbles; and
only access content that is legal for you to view where you are.
We may ask any user to verify their age or identity at any time. We will close any account we believe belongs to someone under 18.
3. Your account
Keep your sign-in details secure and do not share your account. Each account is for one person. You are responsible for activity on your account unless it results from our failure to protect it. Tell us right away at support@fanbles.com if you think someone else has accessed it.
Your username must not impersonate another person or brand, and it must follow our Community Guidelines. We may reclaim or change a username that breaks these rules.
If you don’t earn on Fanbles, you can change your display name once every 30 days for free. Changing it again sooner costs 50 credits, and we show the price before you confirm. We keep a record of past display names to keep people safe.
4. What you post
Everyone on Fanbles can post text, photos and videos, send them in chats, and set a status or song on their profile. Friends can write testimonials, and so can followers of someone who earns. Each time you post, send, or stream anything, you promise that:
you own or have permission to use everything you upload, send, sell, or stream;
every person who appears in it is at least 18 years old, has consented to being recorded, and has consented to it being shared on Fanbles (and sold, if you sell it);
you keep a record of each such person’s identity, age, and written consent, and will give it to us promptly when we ask; any other person who appears in your content may also need to be verified with us;
it contains no nudity, including implied nudity, and no sexual activity, as described in our Community Guidelines, wherever you share it on Fanbles, including in posts, paid posts, messages, and live streams; and
it, and anything you say about it, is accurate and follows our Community Guidelines.
We may limit how much you post, send, or store, such as how many minutes of video an account can keep, to keep Fanbles working for everyone. The app tells you when you reach a limit.
The same promises and our Community Guidelines apply to the comments and replies you write. Whoever posted something can hide or delete comments on it, or turn its comments off, and we may remove comments that break our rules.
18+ pages and posts. You can mark a post or your whole page 18+ when it’s sexy, as our Community Guidelines describe, and we may mark or unmark pages and posts ourselves. They show only to members who turned on See 18+ creators in Account → Privacy (on at first for creators who earn and for 18+ pages, off for everyone else until they turn it on), or who subscribe to or have bought from that page. 18+ is a display choice: it allows no nudity or sexual activity, and it doesn’t change who can open paid content.
5. Earning and verification
Before you can publish paid content or receive earnings, you must complete a one-time identity check, which turns on earning. This includes your legal name, date of birth, a valid government-issued ID, and a selfie holding that ID. We review this information privately. It is never shown on your public profile.
When earning is on, the promises in “What you post” cover everything you sell too, and you are responsible for your own taxes, including any registration with the Bureau of Internal Revenue, on the money you earn.
Creators can pay to be featured on Discover: 500 credits for 7 days, paid from your credits to Fanbles. We show the price before you confirm. Up to 10 creators are featured at a time, and some are chosen by our team. Being featured places your photo there; it doesn’t promise sales. An 18+ page is featured only to members who turned on See 18+ creators, or who subscribe to or have bought from that page. If we take a paid spot down, we give the credits back.
You are an independent creator. Nothing in these Terms makes you an employee, agent, or business partner of Fanbles.
6. Content ownership and licences
Creators keep ownership of their content. By uploading content, you give Fanbles a non-exclusive, worldwide, royalty-free licence to host, store, copy, format, display, and deliver it, only as needed to run the Service. This includes showing your public profile and previews, and delivering paid content to fans who have access. The licence ends when you delete the content or your account, except for copies we must keep for legal reasons and backups that are deleted on a normal schedule.
Fans receive a personal viewing licence. When you subscribe to or buy content, you get a limited, personal, non-transferable right to view it on Fanbles. You do not own it. You must not download, record, screenshot, copy, share, resell, or publish it anywhere else. Leaking creator content can break intellectual property and privacy laws, including the Intellectual Property Code (Republic Act No. 8293) and the Anti-Photo and Video Voyeurism Act (Republic Act No. 9995), and we will ban accounts that do it.
We may add visible or hidden watermarks to help trace leaked content. The Fanbles name, logo, and website design belong to us and may not be used without our permission.
7. Purchases and access
Creators set their own prices within limits we publish. Prices are shown before you pay, together with any payment charge that applies. Paid access is granted only after we confirm your payment, not when your browser or payment app shows a success message.
Credits
You pay for things on Fanbles with credits. One credit is worth one Philippine peso. You buy credits in packs by sending the exact amount shown to the GCash or Maya account on the Credits page. We add the credits after we have checked that the payment reached us, usually within a few minutes; this is a goal, not a guarantee. If we cannot find your payment, we will tell you why.
So we can tell payments apart, the amount shown is the pack’s price plus a few centavos, or sometimes up to ₱9.99 more. You get one credit for each whole peso you send: the pack’s credits plus any extra whole pesos. The extra centavos aren’t added as credits. The Credits page shows the credits you’ll get next to the amount to send.
Every new account also gets 10 free credits once, so you can start chatting with creators before you top up. An account made again with the email of a deleted account doesn’t get them. You spend free credits like any other credits, after the ones you bought. They are never refundable, and what a creator earns from them can be cashed out only after our team has checked it.
Credits can only be spent on Fanbles. They cannot be exchanged for cash, transferred to another account, or cashed out, and they have no value outside Fanbles. Credits you buy never expire; they stay in your account until you spend them. Unused credits are not refundable, except as described in section 8 or where the law requires.
Subscriptions
A subscription gives you access to a creator’s subscriber feed for the period you paid for, and My subscriptions shows when it ends. A subscription does not include posts or messages that the creator has priced separately. Paid subscriptions cost at least 50 credits for 30 days, at the price the creator sets.
Automatic renewal. When you subscribe, you choose whether the subscription renews automatically. The option is on by default for paid subscriptions and off for free trials, and we show the renewal price before you confirm. When it is on, we pay for the next 30 days from your credits at the creator’s regular price, up to an hour before your period ends. Renewals use credits only and never charge your GCash, Maya, or any other account. You can turn renewal off at any time on the creator’s profile or in My subscriptions, and you keep access until your period ends. About 3 days before a renewal, we send you a chat message if your credits won’t cover it. If you don’t have enough credits when it’s due, the renewal waits: if you add credits within 3 days of your period ending, it renews then, and your new 30 days start from that renewal. You can cancel a waiting renewal on the creator’s profile. Renewal stops, and we send you a chat message, if the creator changes their subscription price; you can then subscribe again at the price shown.
A creator may make their subscription free. A free subscription costs nothing and has no end date. You can unsubscribe at any time, and it ends if the creator starts charging for subscriptions; you can then subscribe at the new price if you choose. Posts and messages priced separately are still paid.
Creators may offer bundles of 3, 6, or 12 months (30 days each) at a discount, paid upfront in one charge. They may also offer a free trial or a discount on the first 30 days to fans who have never subscribed to them, to fans whose subscription has ended, or both, once per fan per offer and possibly limited in time or number. Creators may also share free trial links, which give fans who are not subscribed and have not had a free trial from that creator before a free trial of a set length. A free trial costs nothing and charges you only if you chose automatic renewal. We show the exact price and period before you confirm.
Pay-per-view posts and attachments
Unlocking a pay-per-view post or message attachment gives you access to that item only. We will not charge you again for an item you already own.
Paid messages and custom content
Sending a message to a creator is free. A creator may charge for their replies, at a price per 50 characters shown in the chat before you write. Each paid reply stays locked until you choose to unlock it, and we show its price in credits first. A creator is not required to reply, and you only pay for replies you unlock. We may ask you to hold enough credits to read a short reply before you can message a creator who charges for replies. A creator may set a free welcome message that is sent automatically when you first open a chat with them, and we send some subscription notices, such as a failed renewal or an offer for returning subscribers, from the creator’s chat. We label these messages “Automated”. Creators can also send photos in messages. A paid photo arrives locked: you see its caption and a blurred preview, and its price in credits, before you choose to unlock it. Custom content is agreed between you and the creator in messages, then delivered as a locked item that you can preview before paying to unlock it.
Tips
Tips are voluntary gifts to a creator. A tip does not buy content, a reply, or any other service.
Live streaming
Live streaming is coming soon. When it is available, rooms may be free, subscriber-only, or ticketed, and the same purchase and tipping rules will apply.
8. When content or access changes
Fanbles allows sexy content but not nudity or explicit content. Creators may edit or remove their content, and we may remove content that breaks these Terms, our Community Guidelines, or the law. If you paid for a specific item and it is removed before you had a fair chance to view it, contact us and we will review your case under section 8.
If your account is suspended or closed for breaking these Terms, you may lose access to content you paid for, to the extent permitted by law.
9. Refunds, disputes, and chargebacks
Because paid content is digital and delivered right away, purchases are generally final. We will issue a refund where the law requires it and in these cases:
you were charged more than once for the same item;
you paid for credits and they were never added to your account;
you paid but access was not delivered;
the content is materially different from what the creator described; or
the payment was not authorised by you.
Email support@fanbles.com within 14 days of the purchase and include your username and payment details. We will review every request and tell you the outcome.
If you file a chargeback or payment dispute without contacting us first, we may pause your account while we look into it. When a sale is refunded or reversed, the related creator earnings are also reversed, and paid access to that item is removed.
Posts, photos, and videos appear right away, and we may review anything at any time. If we remove one for breaking our Community Guidelines, for example because it is explicit, we automatically refund the credits of every fan who unlocked it.
If a creator’s account is deleted, their paying subscribers automatically get back the credits for their current subscription period. Posts and messages you unlocked from that creator are no longer available and are not refunded.
10. Platform fee and creator earnings
Fanbles charges creators a platform fee of 15% of the price of each confirmed sale. This includes subscriptions, pay-per-view posts and attachments, paid messages, tips, and live tickets. You earn the remaining 85%, or 90% on sales to fans you brought (see Referral programs).
The fee is taken once, when the sale is confirmed. It is never charged again when you cash out.
If a payment, currency conversion, or payout transfer charge applies, we will show it before you or your fan confirm the transaction or cash-out.
Your earnings may be reduced by refunds, chargebacks, and reversals of the sales they came from.
Earnings from a post, clip, or photo or video sent in a chat become available to cash out once our team has reviewed it. While a photo or video you posted or sent is waiting for review, the earnings from your other sales made since then wait too, even if you delete it before we review it. If we remove it, the fans who unlocked it are refunded and those earnings are reversed. If we remove a post or a chat photo or video for breaking our rules before we had reviewed it, your earnings from sales made while it was up wait until our team has checked them.
In your first 14 days of earning, the earnings from each sale become available 72 hours after the sale.
Earnings paid with free credits (welcome credits, invite bonuses, and credits we refunded at our own cost) become available once our team has checked them. This includes your share as the creator who invited the seller.
If a sale is refunded after you cashed out its earnings, your balance goes below zero, and your next earnings cover it first.
Your dashboard will show your sales, fees, adjustments, available earnings, pending cash-outs, and completed payouts.
We may change the platform fee in the future. If we do, we will give creators at least 30 days’ notice. A new fee will only apply to sales confirmed after it takes effect, never to earnings you have already made.
11. Referral programs
Fanbles pays every referral reward out of its own fee or as a promotion. A referral never reduces what the referred creator earns, and Fanbles keeps at least 5% of every sale.
Creators who invite creators
A verified creator may share an invite link with other creators. When a creator who signed up from that link passes identity verification, the creator who invited them earns 5% of the price of each sale the new creator makes for 12 months, added to their earnings. Refunded and reversed sales do not count. An invite does not count, or may be cancelled, if both accounts belong to the same person or we find the referral misleading or fraudulent; earnings from cancelled referrals may be reversed. Invite links are tied to your account, not your username, so changing your username doesn’t move your referrals.
Fans a creator brings
A fan who creates their Fanbles account from a creator’s link becomes that creator’s referral, fixed when the account is created. For 12 months after the fan signs up, the platform fee on what that fan spends with that creator is 10%, so the creator earns 90% instead of 85%.
Fans who invite friends
A fan may share an invite link with friends. When a friend creates a new account from that link and their first top-up of ₱100 or more is confirmed, both receive 50 bonus credits. We must be able to see the name of the account the friend paid from, which we usually can when we match the payment automatically; if we can’t, a later top-up can still qualify. A fan can receive at most 10 invite bonuses per calendar month (Philippine time); past that, neither of you receives one. No bonus is given when the friend pays from an account with the same name as one the inviter paid from, as the inviter’s or any verified creator’s name, or as an account that already earned an invite bonus, or when either account was made again after a deleted one. Bonus credits follow the same rules as other free credits and cannot be cashed out. We may withhold or reverse bonuses gained through fake accounts or other abuse.
We may change or end these programs with 30 days’ notice. Rewards already earned are kept, except where reversed as described above.
12. Cash-outs
Verified creators can request a cash-out from their available earnings. Each request is reviewed and sent manually by our team to your GCash or Maya account, or another payout method shown in your dashboard. When the transfer is made, we record its reference number so you can check it.
We aim to review and send cash-outs within 24–48 hours. This is a goal, not a guarantee.
The payout account must be in your own verified name. Make sure the details are correct. We are not responsible for money sent to incorrect details that you gave us, but we will help you try to recover it.
A minimum cash-out amount may apply. If it does, it will be shown in your dashboard.
We may delay or hold a cash-out while we check for fraud, unpaid chargebacks, a breach of these Terms, or a legal requirement. If we do, we will tell you why unless the law prevents us.
upload, request, or share any content involving a minor, or any content made or shared without the consent of the people in it;
upload, sell, send, request, or stream nudity, including implied nudity, or sexual activity, or send fans to explicit content on other apps or sites;
arrange paid in-person meetings or sexual services, or take part in human trafficking;
leak or redistribute content, or record content or live streams without permission;
ask fans to pay outside Fanbles for content or services offered on Fanbles;
commit fraud, use stolen payment methods, or file false chargebacks;
harass, threaten, dox, or impersonate anyone; or
attack, scrape, reverse-engineer, or overload the Service, or get around our security or paywalls.
14. Moderation, suspension, and closing your account
We may review any content at any time, remove content, limit features, withhold earnings connected to a violation, or suspend or close an account that breaks these Terms, our Community Guidelines, or the law. Where it is safe and lawful, we will tell you what we did and why, and you can appeal as described in our Community Guidelines. We report illegal content, including any child sexual abuse or exploitation material, to the proper authorities as required by law.
You can delete your account at any time in Account → Delete account, or by contacting support@fanbles.com. Deleting it removes your profile, posts, photos, and videos, and any unused credits are lost. If you are a creator with earnings or paying subscribers, contact us to close your account: we will pay out your available earnings after reviewing any pending refunds, chargebacks, or investigations, and refund your subscribers’ current period. We keep certain records after an account is closed, as explained in our Privacy Policy.
15. Disclaimers
We work to keep Fanbles available and secure, but we provide the Service “as is” and “as available”. We do not promise that it will always be uninterrupted or error-free. Creators are solely responsible for their content and their offers, and fans are responsible for how they use the Service. Nothing in these Terms limits any rights you have under Philippine law that cannot be waived, including under the Consumer Act of the Philippines (Republic Act No. 7394) and the Internet Transactions Act of 2023 (Republic Act No. 11967).
16. Limitation of liability
To the extent permitted by law, Fanbles is not liable for indirect or consequential losses, such as lost profits or lost data, arising from your use of the Service. Our total liability to you for all claims is limited to the greater of (a) PHP 5,000 or (b) the total you paid us, or the fees we earned from your sales, in the 12 months before the claim. These limits do not apply to liability for fraud, bad faith, gross negligence, or anything else that cannot be limited by law.
17. Your responsibility for claims
If someone makes a claim against Fanbles because of content you posted, or because you broke these Terms or the law, you agree to cover the reasonable costs and losses that result, to the extent permitted by law.
18. Governing law and disputes
These Terms are governed by the laws of the Republic of the Philippines. If you have a problem with the Service, please contact us first so we can try to solve it. If it is not resolved within 30 days, either of us may take the dispute to the proper courts of the Philippines. You can also contact the Department of Trade and Industry or any other government agency that handles complaints about online transactions.
19. Changes to these terms
We may update these Terms as the Service grows. We will change the date at the top of this page. If a change materially affects your rights, we will notify you by email or in the app before it takes effect. If you keep using the Service after a change takes effect, you accept the updated Terms.